Sometimes I wish life was so simple and we always stay on the mountaintop. However, that isn't life. One day, you wake up and it seems like everything is going wrong. You have so much to do and so many places to go. We've all had those days, weeks, months, years.

Stress is unhealthy. Too much going on equal stress. When I was a supervisor at a car finance company, my friend Linda and Tiffany would tell me, "get it out of your head and put it on paper." I kept everything that needed to be done at work and home all in my head. Overwhelmed and stressed. I would tell them I didn't have time to write it down. They encouraged me anyway.

I wrote down everything that was past due, due, due shortly, things to be done, and anything that was in my head. When I did…